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Gifts of Life Insurance: The Details

Are you still carrying life insurance policies your family no longer needs? Consider giving those surplus policies to Yale. You might help us more than you ever thought possible by using an asset you considered surplus.

Make your gift by naming us the irrevocable owner and beneficiary of a paid-up insurance policy on your life (this arrangement makes the gift complete in the eyes of the IRS).

You will receive an immediate charitable deduction for your gift. It will be the lesser of the policy's fair market value — we can guide you in determining this — or the total of your net premium payments.

We reserve the right to keep a donated insurance policy in force during your lifetime, or to terminate it sooner for its cash-surrender value.